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Home»News»Buying an apartment – plan for action!

Buying an apartment – plan for action!

January 24, 2019

The apartment question in the life of every person is one of the most important and painful. Good real estate in the market and prices for it are constantly increasing, which creates a serious problem to buy it for most people in need of housing. Therefore, more popular in the real estate market is secondary housing, which is cheaper than new. Below we will talk about how transactions of purchase and sale of secondary housing are made. Of course, initially you need to decide on the option of exactly the apartment that you would like to purchase, and then go directly to the purchase process.

First of all, you make a deposit and sign an agreement with the realtor of the real estate agency. In this case, the Realter Agency takes on almost all the troubles associated with the purchase of an apartment. It also carries part of the responsibility. In the event that you yourself, that is, without the help of the agency, decided to deal with this issue, it is recommended to conclude an agreement on the size of the advance and sales conditions with the owner of the apartment. At this stage, you must make sure of the presence and reality of such procedural documents as form 7 (technical characteristics), form 9 (information about all persons registered in the apartment), title documents for the apartment.

Verification of all documents certifying the ownership of the seller is one of the most important steps of the buyer. You need to be extremely attentive and scrupulous to each, at first glance, even a minor trifle. Real estate and prices for it pushing scammers to forgery documents for an apartment, unauthorized sale and other tricks. Even an experienced realtor can not always completely check the apartment for legal cleanliness. In this case, you can protect yourself with the help of insurance of the buyer’s title for ownership of the apartment.

The next step will be the preparation of the contract of sale of the apartment. Such an agreement can be drawn up by a notary, which, undoubtedly, has more experience in such matters than you. It will cost you more, since you will have to pay the state fee, but then the document will be compiled competently and in compliance with the rights of both parties. You, of course, can draw up an agreement in the usual simple written form, it all depends on the desire of the seller and the buyer.

The contract must indicate the amount of the transaction and the tax for the seller is calculated. Sellers often strive to indicate the underestimated amount in order to pay a lower tax, but in the case of a trial, the buyer may lose his money.

There are three ways to calculate between the buyer and the seller: the calculation of the letter, through a bank account and a bank cell. The terms of transfer of funds should be entered into the contract of sale of the apartment.

At the final stage, state registration of housing occurs. It serves as evidence of the existence of registered ownership of the apartment, after which the object of the sale transaction is completely transferred to you. Since then, real estate and prices for it are no longer interested in it, you become a full owner of a new apartment.

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